Jalapeno Popper Bacon and Bean Soup

Name: Jalapeno Popper Bacon and Bean Soup
Prep time: 10 min
Cook time: 12 h
Total time: 12 h 10 min
Cuisine: American
Ingredients: 1 pound bacon, cut into 1/2 inch slices; 1 onion, diced; 2 carrots carrots, diced; 2 stalks celery, diced; 3 cloves garlic, chopped; 6 cups ham broth or chicken broth or chicken stock; 1 pound (~2 cups) dried white beans (such as navy), soaked in water overnight; 1/4 cup jalapenos (pickled or fresh), sliced or diced; salt and pepper to taste; 2 tablespoons butter; 2 tablespoons flour; 1 cup milk; 4 ounces cream cheese, room temperature; 2 cups cheddar cheese, shredded